About Us

A ''Customer First'' Bank
Bigger banks like to focus on the bottom line. We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors.

Interest checking: payday gets even better with checking that pays you back
Flexible savings: from rainy days to retirement funds and any goal in between
Local lending: work with friendly loan experts who want to lend a hand
Digital banking: access your accounts whenever you want, wherever you go
Rooted in Georgia
With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964.

A branch office was opened in 2002 in Americus, Georgia to meet the banking needs of citizens in Sumter County and surrounding areas.

In 2017, we opened a branch office in Warrenton, Georgia to serve the citizens in Warren County and surrounding areas.

Our newest branch opened in 2020 in Harlem, Georgia. Under the management of Hope Hodge, this branch serves Columbia County and surrounding areas.

In addition to meeting the financial needs of the community, First State Bank takes an active role in supporting and participating in local community events.